Foreclosure and tax-sale surplus funds are confusing on purpose — and the industry around them isn't always honest. These guides explain how it really works, in plain English, so you can make an informed decision (including doing it yourself).
Search free with official databases — plus the valuable type of unclaimed money those searches usually miss.
Read guide ›You received a notice saying you're owed money. Here's how to spot a real one from a scam — and what to do next.
Read guide ›There's a clock on surplus funds. How deadlines work, what happens if you wait, and why acting sooner protects you.
Read guide ›If a relative lost a home before passing, the surplus may pass to heirs. A plain-English guide for families.
Read guide ›They're not the same thing. Where each is held, and why surplus funds are often larger — and harder to find.
Read guide ›Whether your state uses the courts or a trustee changes where the surplus sits and how you claim it. The difference, in plain English.
Read guide ›Some are, some aren't. Here's how to tell the difference — the red flags, the green flags, and how to vet anyone who contacts you.
Read guide ›What surplus funds (a.k.a. excess proceeds) actually are, how they happen, who may be entitled, and how to find out if any are connected to your name.
Read guide ›Where excess proceeds are held in Tennessee, the general steps to claim them yourself, deadlines to watch, and where to get help.
Read guide ›