Private company. Not a government agency or law firm. No upfront fees · Check eligibility ›
Surplus Claim Advisors
Surplus Funds Recovery
Surplus Funds Recovery Assistance

Money may be owed to you after a foreclosure or tax sale.

When a property sells for more than what was owed, the extra funds can belong to the former owner or their heirs. We help rightful owners understand and pursue them — with clarity, not pressure.

No upfront fees Paid only if you recover No pressure
$0
Out of pocket to start
Only if you recover
That's when we're paid
Nationwide
Database access
Secure
Document handling
What are surplus funds?

The extra money left over after a sale

When a property is sold at a foreclosure or tax sale, it sometimes sells for more than the amount owed. That difference — the surplus — doesn't belong to the lender or the county.

By law, it may belong to the former owner or their heirs. The problem: most people never find out it exists, and the process to claim it can be confusing. That's where we help.

A simplified example
Property sold at auction for$185,000
Amount owed (loan / taxes)− $120,000
Potential surplus funds$65,000
Illustration only. Actual amounts vary, and recovery is never guaranteed.
How it works

Four steps, fully explained

No jargon, no surprises. You stay in control at every stage.

1

Eligibility review

We check whether public records indicate potential surplus funds connected to your name or former property.

2

Clear explanation

We walk you through what we found and your options — including the fact that you may be able to file directly yourself.

3

Secure authorization

If you choose to work with us, you authorize us and upload any documents through a secure portal.

4

Coordination & support

We help coordinate the claim with the appropriate parties and keep you informed through resolution.

Who we help

People who may be owed funds

If any of these describe you, it may be worth a look.

Former property owners

You lost a property to foreclosure or a tax sale and were never told about leftover funds.

Heirs & estate representatives

A relative's former property may have generated surplus funds that pass to the estate or heirs.

People who simply don't know

Many rightful owners have no idea funds are being held in their name. A quick check costs nothing.

The honest part most companies hide

You may be able to file on your own — at no cost.

It's true: property owners can often file a surplus funds claim directly with the holding authority themselves, without paying anyone. We'll always tell you that. Some people prefer to handle it alone, and that's perfectly fine.

Others want guidance through an unfamiliar, paperwork-heavy process — someone to explain each step, coordinate the details, and only get paid if the claim succeeds. That's what we offer. The choice is always yours.

Why people choose us

Trust, built into every step

This industry has earned its share of skepticism. We work to be the opposite of what gives it a bad name.

  • No upfront fees. We're paid only when a claim is successfully recovered.
  • No pressure. No manufactured deadlines, no scare tactics — ever.
  • Full transparency. We explain the process plainly, including your right to file on your own.
  • Secure handling. Your documents go through a secure portal, not loose email.
  • Clearly private. We are not a government agency and never pretend to be one.
Questions

Frequently asked

Is this a scam? +
A fair question — the surplus funds space has its share of bad actors. We try to be the opposite: no upfront fees, no pressure, and we openly tell you that you can file on your own for free. We're a private company, not a government agency or law firm, and we say so on every page.
How much does it cost? +
There are no upfront fees. We are paid only if your claim is successfully recovered, and the fee is agreed in writing before you authorize anything. Recovery is never guaranteed.
Can't I just do this myself? +
Often, yes. Property owners may be able to file a claim directly with the holding authority at no cost. We'll always be upfront about that. We're here for people who'd rather have the process explained and coordinated for them.
Are you a government agency or law firm? +
No. Surplus Claim Advisors is a private company. We are not a government agency, court, or county office, and we are not a law firm. We do not provide legal, tax, or financial advice. When a claim requires legal handling, it is processed through the appropriate licensed professionals.
What do you need from me? +
To start, just a little information so we can review the records. If you decide to move forward, you'll authorize us and upload any needed documents through a secure portal — you don't send sensitive documents loosely over email.
How long does it take? +
It varies by state, county, and the specifics of the case. Some claims resolve in a few months; others take longer. We keep you informed along the way and never promise a timeline we can't control.
Free eligibility check

See if funds may be connected to your name

Share a few details and we'll review whether public records indicate potential surplus funds. There's no cost and no obligation — and you're free to file on your own at any time.

What happens next: A member of our team reviews the records and reaches out with what we find. If there's nothing, we'll tell you. If there may be funds, we'll explain your options — including filing on your own.
We respect your privacy. Your information is used only to review and discuss a potential claim.
Thank you — your request has been received. A member of our team will reach out soon. If you'd prefer to file on your own, you're always free to do so.
Sorry — something went wrong sending your request. Please email us directly at info@surplusclaimadvisors.com or try again in a moment.